THE NEWSLETTER – 3

Welcome to the humble savers newsletter I’m currently in North Wales, UK, which is a very interesting place with a long and proud history. In the local village, the ‘very old’ Welsh language is still widely used as a first language for the locals...
The Psychology of Investing – For Retirement

The Psychology of Investing – For Retirement

The Problem – Humans don’t like Change or Pain Planning for the future requires change and some pain – you won’t like it. You’ll need to change your investment behaviour and this will usually mean reducing your spending. This behavioural change leads...
The Psychology of Saving

The Psychology of Saving

Question:  No matter how hard I try, I struggle to save money. I make a start but for many reasons, I end up spending the money on everyday things rather than saving it.  What can I do to change? Answer: Your problem is very common.  Psychologists talk of the need to...