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We are all creatures of habits; the trick is to develop good habits. The Five Ways to Save tips below will help you to save just a little more each day which will make a big difference to your Savings account at the end of the year.

1. Leave the car at home

A car is extraordinarily expensive. Most people only measure the cost as they fill it up with fuel. But wear and tear adds significantly to deprecation which is the biggest killer (se also Five Ways to Save – Car). Use public transport, walk a bit or share a lift. These three things are not only better on the pocket but also better for the environment and will keep you a little fitter!

2. Take your lunch to work

Yes, you knew this would be here. Daily lunches and the daily coffee might be small luxuries but they eat into your savings (no pun intended). If lunch and coffee/drink cost $10.00 per day and  work say 230 days of the year, that comes to a yearly cost of $2,300.00 You can have a great holiday on that or update the home entertainment system. So, make sure you have last night’s left overs tucked into your work bag.

3. Educate yourself

Knowledge is power and now that you are not driving to work, sit back and relax by reading books or surf the web. Better still, start a course that will help you get that new job.  Better education brings more rewards and creates discipline, so what’s stopping you, get studying!

4. Switch the lights off!

Power bills are going through the roof and they’re not coming back down any time soon. Okay, being told to switch the lights off will bring back memories of your parents screaming at you, but the action will also trigger other ideas. Switch power equipment off at the plug, make sure the dishwasher and the washing machines are full before washing, use appliances during off peak times. There’s lots of ways to now save on power so make a start.. switch the lights off!

5. Spend time with your partner, kids, relatives and friends

It is so easy to fall into the trap of avoiding time with the loved ones. It’s so much easier to find time to play with all sorts of weird and wonderful things that you have just spent your savings on. We have all heard of the saying ‘Time is money’; well putting time into your relationships is like putting money in the bank. Strong relationships will reward you many times over.

So, you to must have some good daily saving habits, please post them. You may also have some bad habits, What are they? Why can’t you stop these bad habits? Post them also on the comments section below, I’m sue we can help!

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