Questions for humble savers

Personal finance questions are answered by humble savers. From How to Save, How to Invest, insurance and many more

Humble Investors – The New Investor Website

Posted by in Featured, Five Ways To Invest, humble savers commentry, Newsletter, Questions for humble savers, Retirement

Humble Investors – The New Investor Website

  A quick message to our humble savers readers – We now have a new website up and running called Humble Investors have been created for our readers who are wanting greater investment knowledge. It has been written for the Aussie investor, however, much of the content will be useful no matter where you are from. The website is unique as the content is coming directly from professional financial advisers and associated businesses. You hear all the latest investment news directly from the people who are helping their own clients to secure financial security. Each financial adviser at...

Read More

Is Now The Right Time To Invest In The Stockmarket?

Posted by in humble savers commentry, Questions for humble savers, Quick Money Saving Tips

Is Now The Right Time To Invest In The Stockmarket?

Important – Please Read This post has become very popular during 2013, even more so since the Dow Jones hit new peaks and closing at new highs in March 2013. The information is more important than ever. You shouldn’t get carried away with the  new found found enthusiasm for the stock market, just as you shouldn’t become disillusioned when it falls.  A couple of key points to always remember with the stock market: The Market tends to rise by the staircase and fall with the elevator – Good gains can be wiped out very quickly For you to be 100% sure that now is the right...

Read More

What is a Financial Comparison Interest Rate?

Posted by in Debt, Loans and Mortgages, Questions for humble savers, Quick Money Saving Tips

What is a Financial Comparison Interest Rate?

Over the past few months here in Australia, there seems to have been a steady rise in car commercials pushing an ultra low interest rate, described as a Comparison Interest Rate. We have been asked a few times about this ‘Comparison Interest Rate’ and should it be trusted. What is a Comparison Interest Rate compared against? This is the most common question. However, the rate is not compared to a specific benchmark. The rate is calculated using a standard formula that incorporates: The amount of the loan The fees associated with loan The repayment frequency The interest rate....

Read More

Five Ways To Save Money – Money Myth Busters

Posted by in Five Ways to Save, Questions for humble savers

Five Ways To Save Money – Money Myth Busters

What are money myths? Money myths are those old sayings that are repeated so often that they become myths. They are very popular with many people living by them as a guide for creating and protecting their wealth. Which money myths are true?  We take a look at five popular money myths and deliver our verdict. 1.    Where there’s muck there’s brass (money): Our verdict - [highlight]TRUE[/highlight] An old English saying believed to have originated out of Yorkshire. The presumption is that working in ‘muck’ (dirt to manure), can create brass (slang for money) as few...

Read More

FOFA – What Australian Consumers Of Financial Advice Need To Know

Posted by in humble savers commentry, Questions for humble savers

FOFA – What Australian Consumers Of Financial Advice Need To Know

The Australian Federal Government has just passed its ‘Future of Financial Advice’ legislation, better known as FOFA. The intention of the legislation is to create a transparent market for financial advisers to act and operate in the best interests of consumers. The debate over FOFA has been long and at times very intense within the financial advisory community. Now that FOFA has been legislated the big question is: How will FOFA affect the Australian financial consumer? To find the answer we asked the Association of Australian Financial Advisers (AFA) a series of questions that we believe...

Read More
Performance Optimization WordPress Plugins by W3 EDGE