Debt

5 Budgeting Tips to Help Save For Your Next Home Renovation

Posted by in Checklists, Debt, Quick Money Saving Tips

5 Budgeting Tips to Help Save For Your Next Home Renovation

There are many tips out there that can help you save a lot of money on your next renovation, but here are five of the most important. 1. My Work Don’t hesitate to work on the small jobs yourself, if you think you are capable of doing it or have the time to, as it’s surprising just how much money you can save by doing so. Even if you do hire tradesmen to do work on your renovation make sure you build up a good relationship with them and ask if you can do anything to help them, even if it is menial work. 2. Quality not Quantity You can splurge out on the biggest and the best, but it will cost...

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Debt Consolidation Options, What’s Right for You?

Posted by in Credit Cards, Debt, Loans and Mortgages

Debt Consolidation Options, What’s Right for You?

With current figures showing that Australia’s borrowing level is at an all-time high, now might be the time to consider consolidating your debts. Just five years ago our average debt per person figure was half what it is today, an astonishing leap. At the moment we currently owe $50,000 each as an average across the population, and many of us would be in a much better position financially if we were to bring all of our debts together into one manageable loan. Having a single loan to concentrate on makes it a lot easier to bring your debt levels down. Not only will you be paying less...

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Top Five Tips To Repair Your Credit History

Posted by in Debt, Loans and Mortgages, Professional Posts

Top Five Tips To Repair Your Credit History

Having a bad credit history can affect your life in many ways. In 90% of cases, it’ll warn lenders and deny you a car loan or a mortgage. Banks and credit unions may deny applications for personal credit products such as credit cards or personal loans. When they do approve a loan, they typically charge a higher interest rate. If you fail to pay it back, lenders place you in a “credit impaired” category. Here are the top 5 tips to repair a bad credit history. 1.    Get your credit history If you suspect you have bad credit because you’ve been denied loans or mortgages, it’s a good idea to get...

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Time To Sort It Out!

Posted by in Debt, Divorce, Featured, Professional Posts, Twitter Money Quotes

Time To Sort It Out!

Is it time to Sort Out Your Life? If you answered yes we may just have what you need – its’s called ‘Sort Your Life Out!’ Read on and you will discover a program that introduces professionals that can help you with your career and finance. The program is will operate in Australia. Sort Your Life Out – The Program Below are the core components of the program:  Four – One hour Sort Your Life Out webinars including a live Q & A. Every Wednesday at 7 pm, commencing October 30 Individual tax return – prepared by a BRW top 100 Accounting firm 30 minute...

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3 Tips To Manage Car Finance When Improving Your Credit History

Posted by in Debt, Professional Posts

3 Tips To Manage Car Finance When Improving Your Credit History

Bad credit history makes it hard to get a wide range of loans approved, but bad credit car loans offer a solution to finance needs and a way to rebuild your credit. The credit reports collated by agencies like Dun & Bradstreet and Veda Advantage contain the history of loans and other accounts, including payment details, loan applications and defaults. So when you get a bad credit car loan, every payment you make will be noted on your credit report. If you continue to meet all the payment requirements for your car loan and all other loans or accounts, you will inevitably improve your...

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