Checklists

5 Budgeting Tips to Help Save For Your Next Home Renovation

Posted by in Checklists, Debt, Quick Money Saving Tips

5 Budgeting Tips to Help Save For Your Next Home Renovation

There are many tips out there that can help you save a lot of money on your next renovation, but here are five of the most important. 1. My Work Don’t hesitate to work on the small jobs yourself, if you think you are capable of doing it or have the time to, as it’s surprising just how much money you can save by doing so. Even if you do hire tradesmen to do work on your renovation make sure you build up a good relationship with them and ask if you can do anything to help them, even if it is menial work. 2. Quality not Quantity You can splurge out on the biggest and the best, but it will cost...

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How Did You SPEND Christmas?

Posted by in Checklists, Quick Money Saving Tips, Savings Tip Of The Day

How Did You SPEND Christmas?

The team from Pocketbook, have produced this infographic highlighting how Aussies spent their way through the holiday season. The information will help you to see just how you went compared to the average.   photo credit: Scorpions and Centaurs via photopin...

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The 5 W’s of UK Pensions

Posted by in Checklists, Five Ways to Save, Retirement

The 5 W’s of UK Pensions

When you are young and living life to the full, the last thing on your mind is retiring. The term pension is mystifying and quite simply unsolicited. However, it is crucial that you start thinking about starting a pension in order to create a lucrative nest egg. The earlier you start saving the more money you’ll have when it comes to finishing work. But what really are they, how do they work, where can you get one and why are they even necessary? If you are considering taking early retirement, this will have a huge impact on your pension, therefore you need to know exactly what you’re doing...

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Christmas Is Coming! – 20 Quick Money Saving Tips To Get You Through The Festive Season

Posted by in Checklists, Quick Money Saving Tips

Christmas Is Coming! – 20 Quick Money Saving Tips To Get You Through The Festive Season

Christmas is fast approaching so what can you do to keep your finances on track? Our 20 quick money saving tips that can help you enjoy Christmas and avoid going into a ‘cold sweat’ when the credit card bill comes during January. 1. Don’t panic! - Well, start panicking a little bit. There is still time to research and plan ahead but you must get started 2. Stick to good ‘saving’ habits during Christmas – Revisit Five Ways to Save – Daily Saving to refresh your memory and get you motivated to save during the festive season 3. Use cash or debit cards rather than credit cards...

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5 Tips To Help You Create A Realistic Budget

Posted by in Checklists, Credit Cards, Five Ways to Save

5 Tips To Help You Create A Realistic Budget

If you’ve found that there seems to be a lot of week left at the end of the money, then you might be thinking about making a budget so you can see where the money is going, and how to make it last longer. An important thing to remember when making your budget is to be realistic about it so that it is as effective and useful as it can be. Here are 5 tips to help you create a realistic budget that will help you make your money go further. 1.    Have a Goal One way to help you with budgeting is to have a goal, as in, a reason to be budgeting. If you have an end goal in mind then it will help...

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